I am fortunate that I was wise enough to save while I was grinding away in the workplace. I retired at 59 shortly before Biden took office.

Another lesson: plan for the unexpected. As the county continued the Covid lie, the stock market took a hit, gas went up, utilities cost, rent up, food cost, vehicle cost and housing cost. It all got way more expensive.

Then I looked at my in-laws I Poland. I have decided to help them financially. My Father in-law was just diagnosed with Parkinson's. As we age so does everyone else. You often have to deal with assisting relatives and family like I am.